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Bank Transfer Payments

PeerMetals offers US Bank Transfer (ACH) as a cost-effective payment alternative to credit and debit cards. Bank transfers come with a significantly lower processing fee, making them ideal for larger purchases.


Benefits of Bank Transfer

  • Lower fees: Only 0.8% processing fee compared to 2.9% + $0.30 for cards.

  • Secure: Processed through Stripe's bank transfer system.

  • Great for large orders: The fee savings add up on higher-value purchases.


Eligibility

To use bank transfer payments, you must:

  • Have a US-based bank account.

  • Meet any minimum purchase requirements (if applicable).

  • Complete the bank transfer verification process during checkout.

You can check your eligibility at the Bank Transfer Eligibility page.


How It Works

  1. Select "Bank Transfer" as your payment method at checkout.

  2. Enter your bank account details or select a previously saved account.

  3. Authorize the transfer—funds are debited from your account.

  4. Processing may take 1-3 business days to complete.


Important Notes

  • Bank transfers are not instant—allow processing time before your order is confirmed.

  • The item is reserved for you during the processing window.

  • If the transfer fails, you'll be notified and can try an alternative payment method.


Need Help?

If you have any questions or concerns, visit our Contact Us page on the PeerMetals website for assistance. Our support team is here to help!

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Bank Transfer Payments | PeerMetals Help Center