Copyright © PeerMetals 2026
The PeerMetals journal
Premiums, storage, grading, timing and the market moves behind the spot price — written by stackers, for stackers. 46 guides and counting.
Most stackers obsess over buying and never plan the exit — until the day they need cash and discover their 100 oz bar takes days to move. Here's the natural liquidation order, the sell test to run before every purchase, and how to build a stack with the exit already designed in.
4 min read
Spot price is the same everywhere — the premium is where you win or lose money. Here are the rules experienced stackers use: the 5% ceiling on generics, what actually drives premiums, why beginners overpay 20–30% on their first coins, and when a high premium is worth every cent.
4 min read
No mint makes 90% silver anymore — every coin melted or lost shrinks the supply forever. Here's why experienced stackers keep a fifth of their stack in old dimes, quarters, and halves: the fastest-selling, most divisible silver there is, often at the lowest premiums.
4 min read
Fear keeps buyers out at the lows and FOMO brings them in at the highs — the exact opposite of how stacks get built. Here's the psychology of red days, the dip-allocation rule that automates courage, and why the biggest stacks are built during pullbacks.
5 min read
One pile of silver is storage; three piles is a system. The community's allocation blueprints — 60/30/10, 70/30 silver-gold, 50/25/10 by product type — all answer the same question: what job does each ounce do? Here's how to structure a stack on purpose.
4 min read
The stackers who build real weight aren't the best market timers — they're the ones running a system. Here are the buying systems the community actually uses: dollar-cost averaging, percentage rules, the 52-week challenge, and the momentum rules that keep a stack growing.
4 min read
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Gold is $4,414.91 and silver $67.52 right now. See what other stackers are asking over spot.
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With gold trading in the thousands per ounce, the full-ounce coin has become a luxury purchase. Fractional gold — tenth-ounces, quarter-ounces, gram bars, even spendable Goldbacks — is how real stackers start. Here's every format, the premium math, and when the transition from silver happens.
4 min read
Government-minted coins cost more than generic rounds for the same silver — and sometimes that premium pays you back, sometimes it's just money you didn't stack. Here's how the major sovereign coins compare, what generics actually give up, and the allocation rules stackers use to hold both.
4 min read
Same metal, three very different jobs. Coins buy you liquidity, bars buy you weight, rounds buy you efficiency — and the right mix changes as your stack grows. Here's the complete breakdown, including why 10 oz bars keep winning the community's sweet-spot vote.
4 min read
You don't need a lab to catch most fake silver. Four free tests — magnet, ping, ice, and weight — will expose the vast majority of counterfeits in under a minute. Here's exactly how each one works, and when you should bother testing at all.
5 min read
One number tells you how gold and silver are priced against each other — and stackers use it to decide what to buy, when to rebalance, and when to swap metals. Here's how the gold-to-silver ratio works, what's normal, and the rules real stackers follow.
5 min read
Every stacker's journey passes the same markers — 10, 25, 50, 100 ounces — and each one changes how you buy, what you buy, and how you think about money. Here's the full map, plus the three mistakes that keep most people under 20 oz.
6 min read
Go deeper
Silver Quarter Value: What Every 1932-1964 Quarter Is Worth TodayEvery 1892-1964 quarter holds 0.1808 oz of silver, about $11.83 at today's spot. Values by grade, key dates like the 1932-D, and what dealers really pay.
How Many Quarters in a Roll? Count, Weight, Box Size and Silver ValueThere are 40 quarters in a roll ($10). See roll counts and weights for every U.S. coin, box and bag sizes, what to hunt for, and what a silver roll is worth.
War Nickel Value: Silver War Nickels by Date, Grade and VarietyA war nickel holds 0.05626 oz of silver, about $3.68 at $65.39 spot. Values by date and grade for all 11 issues, the key varieties, and what dealers pay.
Star Note Value Guide: What Your Star Note Is Worth in 2026Most star notes bring $1.25 to $3 over face. Runs under 640,000 notes, scarce districts and 2013 $1 duplicate pairs ($7,200 to $25,000) are the exceptions.
Silver Monster Box Guide: Price, Weight, Premiums and ResaleA sealed 500-coin Silver Eagle monster box ran $35,710 to $40,830 at $65.44 silver on 2 Sept 2026. Weight, dimensions, premiums, other mints, buyback spreads.
Silver Certificate Value: What Every Series Is Worth in 2026Most $1 silver certificates are worth $1.50 to $3; rare 1928, 1933, Hawaii and 1896 notes reach thousands. Values by series, grade and star note.The stacker’s newsletter
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